Proverbs 28:8 - He who increases his wealth by excessive interest gathers it for one who has pity on the poor.

Generated Verse: Proverbs 28:8

What does "Proverbs 28:8" mean?


Proverbs 28:8 is a powerful statement about the ultimate futility and unintended consequences of exploiting the poor through usury (excessive interest). Let's break it down:

"He who increases his wealth by excessive interest...": This refers to someone who amasses riches by charging exorbitant interest rates on loans, preying on those who are financially vulnerable. It highlights the unjust enrichment at the expense of others' hardship.

"...gathers it for one who has pity on the poor.": This is where the verse takes a turn. It doesn't mean the wealthy usurer intentionally gives away their fortune to someone charitable. Instead, it suggests that the wealth acquired through unjust means is ultimately short-lived and will eventually end up benefiting those who are compassionate towards the poor.

Here's a more detailed explanation of the possible interpretations:

1. Divine Justice/Reversal of Fortune: This is perhaps the most common understanding. God, in his justice, will ensure that wealth gained through exploiting the poor will not stay with the exploiter. In some way (through financial ruin, misfortune, or other unforeseen circumstances), the wealth will eventually be redistributed, benefiting those who have compassion for the impoverished. This could happen through inheritance, taxation, charitable donations, or simply through the usurer's eventual bankruptcy.
2. Bad Investments/Economic Instability: Usury creates a system of economic instability. If the poor are perpetually in debt and unable to improve their financial situation, the entire economy suffers. The wealth gained through usury becomes unsustainable, and those who practiced it may experience significant financial loss.
3. Reputation/Legacy: Even if the usurer retains their wealth, their reputation will be tarnished. People will despise them for their exploitative practices. Eventually, their wealth might be used by their descendants or by others to benefit the poor, in an effort to redeem the family name or correct past wrongs.
4. Moral Consequences: Usury fosters greed and a lack of empathy. This moral decay can lead to poor decision-making and ultimately, the loss of wealth. A compassionate person, on the other hand, is more likely to be wise and responsible with their resources.

In essence, Proverbs 28:8 serves as a warning against the dangers of usury and highlights the importance of compassion and fair dealings. Wealth gained through unjust means is not only morally wrong but also ultimately unstable and destined to be redistributed in a way that benefits those who show compassion for the poor. It's a reminder that true prosperity comes from ethical and just practices.